MFI-Miami Blog

CORONAVIRUS MORTGAGE FORBEARANCE WARNING! FHA-OIG Busts Mortgage Servicers Deceiving Homeowners  MFI-Miami has issued a  Coronavirus Mortgage Forbearance Warning!  The FHA-OIG has issued a scathing report saying mortgage servicers are deceiving homeowners about Coronavirus Mortgage forbearance programs. HUD and FHA refused to publicly say which mortgage servicers were deceiving homeowners. However, they did say they have put them on notice.  HUD-OIG said it reviewed the websites of the top 30 FHA servicers. These mortgage servicers account for 90.5% of all servicing on FHA loans. The CARES Act stipulates that a borrower can request a 180-day forbearance by FHA or a GSE lender if they are experiencing a COVID-19-related hardship. Read more at MFI-Miami 

Michigan Governor Gretchen Whitmer Aide Jonathan Kinloch Is A Convicted Felon And Was Accused Of Assaulting An Elderly Precinct Delegate  Michigan Governor Gretchen Whitmer Aide Jonathan Kinloch Gretchen Whitmer Aide Jonathan Kinloch has quite the troubling past to show for it. It appears Governor Whitmer and other Michigan Democrats have enabled his reckless behavior and also tried to cover it up. In addition, they have even rewarded him by making him Chairman of the 13th Congressional District Democratic Committee. Jonathan C. Kinloch started his political career as an aide to late Michigan Senator Jack Faxon. Faxon was known for prancing around on stage in the Detroit Opera Company’s performances of  Die Fledermaus  in the 1980s. Faxon was also infamous for having his taxpayer-funded Senate staff camp out at his house during Yom Kippur. Faxon’s staff including Kinloch were tasked with turning his lights on and off and to change the channels on his TV when he was done wa

Caliber Home Loans Busted Selling Customer Information To A Plethora Of Sickos Including A Kiddie Porn Peddler  BUSTED! Caliber Home Loans Is Selling Your Information To Convicted Kiddie Porn Peddlars And Peeping Toms! Shout it from the rooftops and shout it out from your window! Caliber Home Loans busted for selling private homeowner information to convicted sex offenders and kiddie porn peddlers. MFI-Miami discovered this quite by accident. Caliber Home Loans and the sex offender dropped the ball. An MFI-Miami client named Mary received a solicitation mailing from scam modification company, Serenity Financial Serves in California. I’ve written about them before (see below). Mary is in active foreclosure litigation with Lone Star Funds with Caliber Home Loans is servicing the loan. The solicitation letter also contained specific information about Mary’s loan such as her loan amount and her unpaid balance. In addition, it also contained the dollar amount of Mary’s arrearage.

White Michigan Democrats Fuel The Perception They Don’t Care About Black People In Detroit Does Democratic House Minority Leader Christine Greig Expect Black House Members Act Like Hired Help? I find what is going on with today’s Michigan Democrats very disturbing. It’s bad and it could lead to rifts that will damage the Michigan Democratic Party for generations.  I’m talking about the drama playing out around State Representative Karen Whitsett in Detroit.  The pandemic also shows most white suburban Democrats like  House Minority Leader Christine Greig  are filled with a sense of white entitlement. I normally call it Disney Princess Syndrome. However, in this case, calling it  Scarlett O’Hara Syndrome  is more appropriate. The pandemic also shows white Democrats in Lansing and in the Detroit suburbs only want elected black officials to speak when spoken to. Democratic leadership in the legislature expect Black politicians to act like they are the hired help. White Democ

Did Former Broward Sheriff Scott Israel Have A Secret Bromance With Rhode Island Rat Wayne David Collins? Florida Governor Ron DeSantis removed Broward County Sheriff Scott Israel a little over a year ago. The public conscience was that it was for Israel’s poor handling of school security. Scott Israel’s critics alleged that his inept management resulted in the mass shooting at Marjory Stoneman Douglas High School in February 2018.  However, Scott Israel had a big secret. He had a lot of scumbag friends. Two of Israel’s biggest scumbag friends were Fort Lauderdale Ponzi schemer and disbarred  lawyer Scott Rothstein . Rothstein is now serving a 50-year sentence in federal prison for running a $1.2 Billion Ponzi scheme out of his Fort Lauderdale law office. Rothstein and several of his now-disgraced associates gave handsomely to Israel’s political campaigns. The other is scandal-prone “Mini-Me” thug and all-around scumbag bail  bondsman Wayne David Collins .  Read more a

Adee Motors, LLC d/b/a Middletown Honda Busted By New York AG For Ripping Off 174 Customers In 2015 “Middletown Honda Busted Ripping Off 174 Customers”  should have been the headline of a press release from former New York Attorney General Eric Schneiderman in 2015. Schneiderman busted Adee Motors, LLC d/b/a Middletown Honda in 2015. The dealership charged customers who leased vehicles an undisclosed $500 “processing fee” when they bought their vehicles at the end of their leases. In addition, no additional services were provided for the payment of this fee. You remember, MFI-Miami wrote an article about Middletown Honda a few weeks ago. The article detailed how Middletown Honda  cost a New York woman $1000  due to their screw up. She and her husband  started a website exposing a pattern of fraud  at Middletown Honda. Former New York AG Schneiderman said at the time: Any New York business that utilizes abusive practices to deceive consumers or create an unfair marketplac

Wall Street Banks To Put Tight Restrictions On Borrowing In Post COVID-19 World. They Plan To Collapse The Market And Run Away With Billions It’s deja vu all over again! Wall Street banks are planning another big money grab by decimating the housing market. Wall Street banks have announced they are tightening lending guidelines after begging the Federal Reserve to buy up hundreds of billions of dollars of mortgage-backed securities. The fed agreed to buy the securities hoping it would boost liquidity for banks. The Fed hoped it would encourage them to lend more money to jumpstart the devastated economy. However, banks like  JPMorgan Chase  are doing the opposite. JPMorgan Chase has led the charge to raise standards. The nation’s fourth-largest bank jacked up its  borrowing standards  on home loans. It also suspended HELOCs and other credit line programs. Homebuyers seeking a mortgage through JPMorgan Chase must now have a credit score of at least 700 and must put down 20

It Appears Bail Bondsman Wayne David Collins Committed Perjury To Get A Florida And Rhode Island Bail Bonds License  The Rhode Island Rat aka Wayne David Collins It turns out that the  Rhode Island rat  Wayne David Collins is more than a rat and a snitch. He is also a pathological liar. MFI-Miami has obtained his 1999 bail bonds license application. It appears Wayne David Collins committed perjury. How did we get it?? We sent a Freedom of Information Act request to the Florida Department of Financial Services.  We requested a copy of Collins’s bail bonds license application and the applications of several other people. Applications for public licenses such as bail bondsmen, lawyers, and real estate brokers are public record. The application clearly shows Collins lied about his criminal past to get the license (see below). As a result of the FIOA request, Florida DFS sent us the application. The DFS application clearly asks if the applicant has ever been convicted of a

Lawsuit Claims Wells Fargo Shuffled and Played Favorites With Paycheck Protection Program Applications A California-based company filed a class-action lawsuit against Wells Fargo. The lawsuit cites unfair actions with businesses applying for the Paycheck Protection Program. The Treasury Department announced the $349 billion forgivable loan program last month. The government set up the loan program for small businesses to pay employees during the ongoing COVID-19 crisis. The fund  ran out of money on Friday . The lawsuit alleges that Wells Fargo unfairly prioritized businesses seeking large loan amounts. However, the Small Business Administration said that PPP loan applications would be processed on a first-come, first-served basis. The lawsuit also states Wells Fargo did this so the bank would receive millions of more dollars in processing fees by  prioritizing the applications that would make the bank the most money. Read more at MFI-Miami

MFI-Miami Launches The Freedom Mortgage COVID-19 Foreclosure Defense Hotline! Call Us At 888.737.6344 MFI-Miami has created the Freedom Mortgage COVID-19 Foreclosure Defense Hotline. If you're facing foreclosure from Freedom Mortgage during these perilous times during the coronavirus pandemic, we can help. Call 888.737.6344. The coronavirus pandemic has put America is in a crisis. MFI-Miami is doing our part to help during these perilous times. Unfortunately, Freedom doesn't see it that way. They have ignored President Trump's call for a payment and foreclosure moratorium. Yes, we know this for a fact. An MFI-Miami client was served with a foreclosure lawsuit by Freedom Mortgage during this national emergency. As a result, MFI-Miami has created a foreclosure defense team exclusively for Freedom Mortgage. The team's focus will solely be on helping homeowners develop strategies to fight Freedom Mortgage! The Freedom Mortgage COVID-19 Foreclosure

MFI-Miami Launches The Caliber Home Loans COVID-19 Foreclosure Defense Hotline! Call Us At 888.737.6344 MFI-Miami has created the Caliber Home Loans COVID-19 Foreclosure Defense Hotline. If you're facing foreclosure from Caliber Home Loans during these perilous times during the coronavirus pandemic, we can help. Call 888.737.6344. The coronavirus pandemic has put America is in a crisis. MFI-Miami is doing our part to help during these perilous times. Unfortunately, Caliber Home Loans doesn't see it that way. They have ignored President Trump's call for a payment and foreclosure moratorium. Yes, we know this for a fact. An MFI-Miami client was served with a foreclosure lawsuit by Caliber Home Loans during this national emergency. As a result, MFI-Miami has created a foreclosure defense team exclusively for Caliber Home Loans. The team's focus will solely be on helping homeowners develop strategies to fight Caliber Home Loans! The Caliber Home L

ARIZONA ATTORNEY WARNING: Lawyer Joshua Turner Goes Nutso! Does He Need Anger Management Counseling? MFI-Miami has issued an Arizona attorney warning because of a voicemail peppered with profanity we received from Arizona lawyer,  Joshua Turner .  Turner appears to be your typical arrogant gastropod attorney with diarrhea of the mouth. It also appears he was also trying to impress cute female lawyers. So this could also be just some long-shot attempt to get laid.  According to the  Arizona Bar , Turner has only had his law license since 2016 and is only licensed to practice in the Arizona state court.  It’s pretty obvious he failed to do any research about me or MFI-Miami before he made the call. If he had, he wouldn’t have called. Nor would he had left a threatening voice mail. The scary thing is this unhinged gastropod claims to practice family law. If Turner had done the research of a first-year law school student, he would have quickly learned I like getting attor

MFI-Miami Launches The Fay Servicing COVID-19 Foreclosure Defense Hotline! Call Us At 888.737.6344 MFI-Miami has created the Fay Servicing COVID-19 Foreclosure Defense Hotline. If you're facing foreclosure from Fay Servicing during these perilous times during the coronavirus pandemic, we can help. Call 888.737.6344. The coronavirus pandemic has put America is in a crisis. MFI-Miami is doing our part to help during these perilous times. Unfortunately, Fay Servicing doesn't see it that way. They have ignored President Trump's call for a payment and foreclosure moratorium. Yes, we know this for a fact. An MFI-Miami client was served with a foreclosure lawsuit by Fay Servicing during this national emergency. As a result, MFI-Miami has created a foreclosure defense team exclusively for Fay Servicing. The team's focus will solely be on helping homeowners develop strategies to fight Fay Servicing! The Fay Servicing COVID-19 Foreclosure Defense Hotlin

Call The Rushmore Loan Management COVID-19 Foreclosure Defense Hotline At 888.737.6344  MFI-Miami has created a Rushmore Loan Management COVID-19 Foreclosure Defense Hotline. If you're facing foreclosure from Rushmore Loan Management during these perilous times the coronavirus, we can help. Call 888.737.6344. The coronavirus pandemic has put America is in a crisis. MFI-Miami is doing our part to help during these perilous times. Unfortunately, Rushmore Loan Management doesn't see it that way. They have ignored President Trump's call for a payment and foreclosure moratorium. Yes, we know this for a fact. An MFI-Miami client was served with a foreclosure lawsuit by Rushmore Loan Management during this national emergency. As a result, MFI-Miami has created a foreclosure defense team exclusively for Rushmore Loan Management. The team's focus will solely be on helping homeowners develop strategies to fight Rushmore Loan Management! The Rushmore Loa

New York State Courts Are Open For Business! Lawyers And Judges Are Revving Up To Resume Foreclosures and Evictions! New York State courts are back in business. They will be conducting hearing telephonically and electronic hearings through Skype. Chief Judge Janet DiFiore’s made the announcement last week of New York’s transformation to a virtual court system. Chief Administrative Judge Lawrence Marks laid out the guidelines for the implementation of the system.  Pending cases  may proceed exclusively via Skype for Business effective this week. Foreclosure mill attorneys and attorneys representing landlords are hoping judges will let pending foreclosure and eviction cases go forward. Read more at MFI-Miami

Adult Entertainers Denied Coronavirus Relief Funds. Strip Club Operators Sue The Feds For Discrimination The federal government appears to be discriminating against adult entertainers and strip club workers. Why? The CARES Act blocks them and their employers from a $349 billion emergency lending program. The SBA program is designed to help employees and businesses affected by the coronavirus outbreak.  Jason Mohney oversees a national strip club empire is not happy about it. As a result, he filed a discrimination lawsuit. The lawsuit also exposes a regulation in the federal Paycheck Protection Program. The program prohibits loans to businesses that provide live performances of a  “prurient sexual nature.” The regulation also discriminates against an $8 billion industry. The adult entertainment industry includes thousands of clubs nationwide and more than 57,000 employees.  Read more at MFI-Miami

SLS Has Ignored President Trump’s Foreclosure Moratorium! So MFI-Miami Created The Specialized Loan Servicing Foreclosure Hotline!  MFI-Miami has created a Specialized Loan Servicing Foreclosure Hotline. If you’re facing foreclosure from  Australian-owned  Specialized Loan Servicing during these perilous times the coronavirus, we can help. Call  888.737.6344. The coronavirus pandemic has put America is in a crisis. MFI-Miami is doing our part to help during these perilous times. Unfortunately, Australian-owned Specialized Loan Servicing ( SLS)  doesn’t see it that way. They have ignored President Trump’s call for a payment and foreclosure moratorium. Yes, we know this for a fact. An MFI-Miami client was served with a foreclosure lawsuit by  SLS  during this national emergency. Read more at MFI-Miami

Sicko Landlords Are At It Again! They Are Caught Offering Lower Rent To Female Tenants In Exchange For Sex  Sicko landlords are at it again. The BBC has busted a handful of landlords on camera. Yes, you guessed it! They were offering female tenants rent and utility waivers in exchange for sex. Undercover BBC News journalists  secretly recorded  several sicko landlords informing undercover reporters offering various sex-for-rent deals. Several of the Craigslist ads also used very direct descriptions. They included,  “Double room for a naughty girl for exchange of favors. Age not important, ability to be naughty is.” In addition, many of the “friends with benefits” offers required weekly sex or fetishes in exchange for reduced rent. Read more at MFI-Miami

Bank of America Executive Busted Berating Employees Who Wanted To Work From Home Over COVID-19 Fears Bank of America Executive Fabrizio Gallo Leaked audio has revealed a Bank of America executive Fabrizio Gallo was caught berating traders who planned to work from home during the  coronavirus  pandemic. CNBC obtained a leaked recording of the shocking remarks. Financial experts have also called the comments cold-blooded. The head of Bank of America’s Global Head of Equities told the bank’s top equity and equity derivatives traders that long-term remote work would not be an option on the March 25 conference call. Gallo said in the recording: Of course, we are going to entertain special cases but not the ‘I don’t feel comfortable, sorry.’ It doesn’t work that way over the long term. At some point in time, one has to make a decision. And we cannot provide proper and orderly markets if 99 percent of the population decides they don’t feel comfortable. Read more at MFI-Miami

Hoping To Get A Coronavirus Stimulus Check? Here are 10 Reasons You May Not Get One I bet you have your eye on that 70-inch flat-screen TV at Walmart, huh? You’re counting down the days for your coronavirus stimulus check to buy it. Well, my friend, get your hopes up and spend that money yet. Why? You may not be getting that $1200 that President Trump promised you. Here are five reasons you may not get one: 1. College Students And Their Parents Who Still Claim You As A Dependent Won’t Receive A Coronvirus Stimulus Check You won’t get a check if someone else claims you as a dependent on their taxes. The bad news is neither will mom and dad if you’re a college student. Nearly 20 million college students who are claimed by their parents as dependents are ineligible to get checks. They won’t get checks and their parents won’t get an extra $500. Read more at MFI-Miami

Cops Impound Woman’s Brand New Honda HR-V And Leave Her Stranded Because Of Middletown Honda Screw Up  Middletown Honda caused a woman to live through a traumatic experience that no woman should have to go through. Imagine you’re driving down the road minding your own business when several Goshen Police cars pull you over. They exit their squad cars with guns drawn and begin screaming at you to get out of the car. The cops then force you at gunpoint to lay on the ground. They handcuff you like you’re some Muslim extremist protesting at Ground Zero yelling and chanting, “Ayatollah! Ayatollah! Death to America! Death to America!” Fortunately, you’re not. You are a petite 5-foot 4-inch tall white woman. The Goshen Cops Have You Detained And Treated You Like A Criminal Because of Middletown Honda You’re upset. You’re crying hysterically. The police are pointing guns at you and screaming at you and treating you like you were Rodney King. This whole surreal experience