Serenity Financial Services - SCAM ALERT
Serenity Financial Services Mails Solicitation Saying People Qualify For Non-Existent Government Programs
Serenity Financial Services in California better lawyer up. I see a major lawsuit coming from the California Attorney General or the Federal Trade Commission in their future.
The mailing makes you think you just got an official letter from a federal government agency. The only problem is there is no return address. Yet it still looks like an official government letter.
The body of the solicitation from Serenity Financial Services is just as misleading.
Ever hear of the government program, Making Homes Affordable Program? According to this letter, homeowners qualify for it.
The solicitation even uses the HAMP logo.
The letter also claims the homeowner is eligible for a 30% principal write-down and a 2% interest rate:
This notice is to advise you that pursuant to the Making Home Affordable government program, you are eligible for mortgage assistance. Based on current federal and state guidelines, the loan in the amount of $629,000 is secured by the property at address 265 S Federal Hwy Ste 279 which Is eligible for a 30 reduction of principal balance*. Current Making Home Affordable guidelines also allow for a 40-year term at 2%. Your new payment at 2% is estimated to be $1,700.
The letter does not contain an address or the name of a government agency. It only contains a toll-free telephone number. A recording informs you that you have called Serenity Financial Services when you call the number.
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