MFI-Miami Blog

Mr. Cooper Customers Say Nothing Has Changed With Name Change From Nationstar Mr. Cooper Mortgage is the re-branded Nationstar and the verdict is in. Customers say the name is stupid and the commercials are annoying.  Customers also say nothing has changed, They still receive the same low-quality service before the name change. The Los Angeles based marketing agency Phenomenon is behind the new image. Phenomenon partnered with Nationstar for rebranding efforts that include a nerdy African-American pitchman who resembles a middle-aged  Steve Erkel. Read more here:  Mr. Cooper Customers Say It's The Same Old Nationstar

You CAN Deliver A TKO To Reverse Mortgage Funding Reverse Mortgage companies like Reverse Mortgage Funding advertise on TV promising reverse mortgages as a way for you to use your home as a cash machine. Reverse mortgage lenders like Reverse Mortgage Funding have people convinced they can't fight their reverse mortgage foreclosure. Yet, MFI-Miami has again debunked the propaganda of sleaze from the Wall Street oligarchs. Just like we did with foreclosures on conventional mortgages. MFI-Miami is also the only foreclosure and mortgage experts with the experience to successfully challenge any reverse mortgage foreclosure from Reverse Mortgage Funding. Common Ways People Go Into Foreclosure With Reverse Mortgage Funding One common way seniors find themselves in foreclosure with a reverse mortgage from Reverse Mortgage Funding is if they don't pay the property taxes. Many times they pay the taxes but the servicer doesn't properly apply the payment to the tr...

You CAN Deliver A TKO To Champion Mortgage Reverse Mortgage companies like Champion Mortgage advertise on TV promising reverse mortgages as a way for you to use your home as a cash machine. Reverse mortgage lenders like Champion Mortgage have people convinced they can't fight their reverse mortgage foreclosure. Yet, MFI-Miami has again debunked the propaganda of sleaze from the Wall Street oligarchs. Just like we did with foreclosures on conventional mortgages. MFI-Miami is also the only foreclosure and mortgage experts with the experience to successfully challenge any reverse mortgage foreclosure from Champion Mortgage. Common Ways People Go Into Foreclosure With A Reverse Mortgage From Champion Mortgage One common way seniors find themselves in foreclosure with a reverse mortgage from Champion Mortgage is if they don't pay the property taxes. Many times they pay the taxes but the servicer doesn't properly apply the payment to the transaction history...

Oops! My Student Loans Are In Default! What Do I do Now? Most student loans are considered in default when the borrower fails to make payments for 270 days. Private student loans may have different terms and may consider the student in default if they miss just one payment.  Read your loan contracts carefully! Be sure you understand to read your loan agreement before you sign it. Read the sections about what could put you risk for defaulting. Then do everything you can to prevent it. The following lists should convince you that defaulting on your student loans can lead to overwhelmingly negative consequences. Read more at  My Student Loans Are In Default

Who pays the price for what goes on in the twisted mind of Emily Convers?

Angry Listeners Call For A Boycott Of WTBQ Advertisers After Psycho Station Manager Goes Nutso On Elderly Combat Veteran Uncle Buck Psycho WTBQ Station Manager Taylor Sterling has finally done it this time. Long time listeners of the station are so irate they are calling for a boycott of WTBQ advertisers. WTBQ Listeners claim Sterling has gone too far with the abuse she gives to a local fundraiser and veteran Frank Pileggi aka Uncle Buck. Uncle Buck returned to WTBQ after a months-long illness last week. He expected to receive cheers and hugs from the WTBQ staff. Instead, Uncle Buck was greeted by Taylor Sterling screaming profanities at him for no apparent reason. Sterling then began hurling the contents of his food and toy donation bins out to the road with the determination of an old Soviet Olympic Shot Putter. Cars and trucks began running over the toys and cans of food before a frail Uncle Buck could salvage the contents. Good Samaritans stopped to help a tear...

Vile And Catty WTBQ Morning Personality Taylor Sterling Tells Audience Not To Patronize Fireman Owned Halligans Public House Halligans Public House became the latest business to find themselves in the psychotic cross hairs of WTBQ's vile and catty station manager Taylor Sterling. It all began during WTBQ Owner Frank Truatt's morning show on March 10th. Frank began talking about The Computer Guy , a small computer repair company in Warwick. Truatt was talking about the incredible services they offer. The Computer Guy's business is kind of hard to find if you don't know your way around Warwick. Frank tells his audience that The Computer Guy is next to Halligans Public House. Since everyone knows where Halligans Public House is.Taylor Sterling then tells the WTBQ listening audience not to patronize Halligans Public House. Halligan's Public House is owned by retired firefighters. She then dedicates nearly 15 minutes ranting about the pub. Read more he...

Warwick Valley Rotary Club Invites Local Cryptic Nazi Leader. Local Jews Plan On Busing In Protesters The Warwick Valley Rotary Club and WTBQ Station Manager Taylor Sterling seem to be in trouble with Jewish groups. Sterling has apparently invited Emily Convers, the leader of the Jew bashing group United Monroe  as  a guest to the Warwick Valley Rotary Club on October 12th. The invitation has also irritated several prominent members of the Warwick Valley Rotary Club. Emily Convers is known for her cryptic Nazi hate speech against Hasidic Jews and for inspiring bigoted attacks on Jews. Convers and her hate speech also inspired the desecration of a Jewish cemetery in Warwick over the weekend. Convers and her cadre are known for launching smear campaigns against anyone who opposes her political agenda. The group has become infamous for making bogus accusations against local politicians of public corruption and voter fraud. Sterling is friendly with Con...

Student Loan Debt Statistics for 2017 Show Americans Are Burdened With Record Breaking Student Loan Debt  Student loan debt statistics show 44 million Americans owe over $1.4 trillion in student loan debt. The total debt is also more than double the $620 billion Americans owe on  credit card debt . A Class of 2016 graduate has roughly $37,172 in student loan debt. This is a six percent increase from last year. General Student Loan Debt Facts First of all, let’s start with a general picture of the student loan debt landscape. The most recent reports indicate there is: $1.44 trillion in total U.S. student loan debt 44.2 million Americans with student loan debt Student loan delinquency rate of 11.2% (90+ days delinquent or in default) Average monthly student loan payment (for borrower aged 20 to 30 years): $351 Median monthly student loan payment (for borrower aged 20 to 30 years): $203 (Data via  federalreserve.gov , newyorkfed.org...

NYSE Threatens To Boot Ditech Owner Walter Investment From Exchange The parent company of Ditech Financial   received notice from the New York Stock Exchange they were considered  to be noncompliant with rule 802.01B of the NYSE Listed Company Manual. Walter Investment's shares closed at an average price of less than $1 for a consecutive 30 trading-day period. Walter Investment stock closed at $0.77 on July 14, 2017, when the company received notice. The situation has gone from bad to terrible. The stock of the Ditech parent closed at $0.83 per share but has dropped steadily since then. Last week, the stock began trading at less than 40 cents per share. It has stayed below that mark ever since. Read more here:  Ditech Parent Walter Investment Could Be Kicked Off NYSE

The Glutinous Orgy Of Little Jimmy, The Goshen Building Inspector, The Fat Man And His Pal, The Ex-Con The zany antics of disgraced and mentally unbalanced Goshen Attorney John M. Schwarz is a gift that keeps on giving for us here at MFI-Miami. The gastropod attorney has recruited a band of bumbling minions   like a villain in the campy 1960s Batman TV series , Schwarz threatened to sue MFI-Miami in January .  I wrote a blog about him splitting fees with a convicted felon. Schwarz hired the convicted felon to solicit business from homeowners in the Hudson Valley. The felon uses the same kind of sleazy tactics he used in his days of selling fake home improvement projects. He now gives the impression the homeowner's lender has sent goons over to inspect the property. Terrified homeowners would then call the number on the flyer. He would then give them the Glengarry Glen Ross   style hard sell sales pitch. He promised them a mortgage-free home if the...

Survey of Detroit Mortgages Show Quicken Loans Contributed To Detroit's Blight It appears Quicken Loans owner and wannabe White Jesus of Detroit contributed to Detroit's epic blight problem. Gilbert is not totally responsible for the blight. Bank of America, Wells Fargo, and others also share a greater responsibility. Yet Gilbert did contribute to the blight that he and Quicken Loans have now pledged to eliminate. First of all, let's go back in time to 2007. Dan Gilbert, proclaimed to Tom Walsh at the Detroit News, “Quicken and Rock have never made subprime loans to home buyers"  Investigative journalist Michael Hudson debunked this claim by Gilbert.  An Ohio court awarded a $3 million verdict to former Quicken Loans customers. The homeowners were victims of predatory lending in 2011. A West Virginia judge also awarded the homeowners $2 million. The court ruled Quicken used fraudulent appraisals in order lend homeowners more money. The judge in the cas...

Warwick Valley Rotary Club Expels Member For Protesting Speaker Giving "STOP THE JEWS!" Presentation To The Club On Yom Kippur The Warwick Valley Rotary Club appears to have stepped in a pile of deep trouble. The group has managed to piss off both Rotary International and the residents of the Warwick Valley at the same time.  Rotary Clubs aren't known for causing near riots in their respected communities. So it is unheard of for a local Rotary club to turn a community into utter chaos.  The Warwick Valley Rotary Club has figured out a way to do it and now the situation is getting ugly. The leadership of the club thought it would be a great idea to invite Emily Convers to address the club on Yom Kippur. Convers leads the Jew bashing group  United Monroe in neighboring Monroe Township.  This wasn't exactly a great idea. As a result the last several weeks have been downright ugly. Convers' controversial political views have pitted neighbo...

New York State Buying 400 Mortgages With Plans To Modify Loan Terms For Struggling Homeowners New York State is buying the mortgages of 400 homeowners facing foreclosure. Homeowners will get a chance for relief under the state’s $7.6 million Community Restoration Fund. Local nonprofits will also work with the borrowers on modifying mortgage amounts. In addition, the plan calls to give homeowners terms so they can keep their homes. SONYMA and non-profit New Jersey Community Capital completed the purchase of the 398 non-performing mortgage notes. Funding for the initiative also came from settlement funds paid to New York State by Morgan Stanley for their role in the national mortgage crisis. The state will renovate and resell any properties that are already vacant. Governor Cuomo said: Every New Yorker deserves a safe place to call home. This program gives New Yorkers at risk of losing the American Dream the opportunity to get back on track and to make necessary ...

The Only SLS Defense Team That Has Brought SLS To Their Knees! MFI-Miami has created a foreclosure defense team exclusively for Specialized Loan Servicing (SLS). The team's focus will solely be on helping homeowners develop strategies to fight Select Portfolio Servicing! We are the only foreclosure and mortgage experts with the strength to successfully challenge Specialized Loan Servicing. Our competitors show off one or two victories against SLS. They can't beat our track record. How do we know this? We have the 10-year track record  to prove it! MFI-Miami's Select Portfolio Servicing foreclosure defense team is SLS's worst nightmare. Why? MFI-Miami has successfully challenged some of their most arrogant foreclosure mill lawyers. MFI-Miami CEO Steve Dibert has developed a reputation of staring down the Wall Street banks. He has even humiliated SPS's lawyers and made their executives sob like babies during depositions. Steve Dibert has als...

The Aggressive Wells Fargo Foreclosure Defense Team That Knows How To Beat The Bankster Of Death! You need the only aggressive Wells Fargo foreclosure defense specialists that have beaten back the bankster of death!  Yes. You heard that right! Wells Fargo is the bankster of death and having a Wells Fargo mortgage could actually kill you! This company has driven people to suicide and given people  fatal heart attacks   from stress. They have put homeowners like Gretchen Molotky through a decade of hell after misapplying her tax and escrow payments on her mortgage.  They also have a history of abusing VA lending rules with disabled combat veterans. Just ask Donald Manning of West Virginia . They even  created a manual to explain to foreclosure attorneys how to create fraudulent endorsements on mortgage notes and bogus mortgage assignments. Read more here: Wells Fargo Foreclosure Defense

The Only Shellpoint Mortgage Foreclosure Defense Team With A Track Record Of Body Slamming Shellpoint Mortgage MFI-Miami has created a specialized Shellpoint Mortgage Foreclosure Defense Team. The team's focus will focus solely on developing strategies to give homeowners some serious Shellpoint Mortgage Foreclosure Defense!  We are the only foreclosure and mortgage experts with the strength to successfully challenge Shellpoint in any courtroom in the USA. Our competitors show off one or two victories against Shellpoint but they can't beat our track record. How do we know this? Because we have the 10-year track record   to prove it!  MFI-Miami's Shellpoint Foreclosure Help Team is Shellpoint's worst nightmare. Why? MFI-Miami has successfully challenged some of their most arrogant foreclosure mill lawyers. For nearly 10-years, MFI-Miami CEO Steve Dibert has developed a reputation of bringing Shellpoint to their knees. He has even humiliated Shellp...

The Only Ocwen Foreclosure Defense Team That Has Brought Ocwen To Their Knees! You need the only aggressive Ocwen foreclosure defense team that has brought Ocwen to their knees multiple times!  Yes. You heard that right! The Ocwen Foreclosure Defense Team at MFI-Miami has brought the mighty Ocwen to their knees not once but multiple times. Lee Friedman had his mortgage rescinded in 2014 thanks to MFI-Miami. An Orlando judge dismissed a foreclosure action with prejudice brought by Deutsche Bank . MFI-Miami and Attorney Craig Brand  proved Deutsche Bank lacked standing to foreclose. Deutsche Bank had also attempted to foreclose on Friedman four other times since 2008. Craig Brand blocked all foreclosure attempts. MFI-Miami scored another victory against Deutsche Bank and Ocwen in 2014. Steve Dibert  stopped Deutsche Bank from foreclosing on 9/11 responder James Campisi . MFI-Miami's used its influence in financ...

The Only Nationstar Foreclosure Defense Team With A Track Record Of Body Slamming Nationstar Mortgage MFI-Miami has created a specialized Nationstar foreclosure defense team. The team's focus will focus solely on developing strategies to fight Nationstar Mortgage!  We are the only foreclosure and mortgage experts with the strength to successfully challenge Nationstar in any courtroom in the USA. Our competitors show off one or two victories against Nationstar but they can't beat our track record. How do we know this? Because we have the 10-year track record   to prove it!  MFI-Miami's Nationstar foreclosure defense team is Nationstar's worst nightmare. Why? MFI-Miami has successfully challenged some of their most arrogant foreclosure mill lawyers. For nearly 10-years, MFI-Miami CEO Steve Dibert has developed a reputation of bringing Nationstar to their knees. He has even humiliated Nationstar lawyers and made bank executives sob like babie...

Mr. Cooper Begs For Mercy When He Deals With MFI-Miami Mr Cooper begs for mercy when he deals with the MFI-Miami foreclosure defense team. The team's focus will focus solely on developing strategies to beat Mr Cooper!  We are the only foreclosure and mortgage experts with the strength to successfully challenge their lawyers in any courtroom in the USA. Our competitors show off one or two victories but they can't beat our track record. How do we know this? Because we have the 10-year track record  to prove it!  MFI-Miami's foreclosure defense team is Mr. Cooper's worst nightmare. Why? MFI-Miami has successfully challenged some of their most arrogant foreclosure mill lawyers. For nearly 10-years, MFI-Miami CEO Steve Dibert has developed a reputation of bringing Mr. Cooper to his knees. Dibert has even humiliated their lawyers and made bank executives sob like babies during depositions.  Read more here: Mr. Cooper Begs For Mer...

The Only JPMorgan Chase Foreclosure Defense Team That Has Brought JPMorgan Chase To Their Knees! You need the only aggressive JPMorgan Chase foreclosure defense team that has brought JPMorgan Chase to their knees multiple times!  Yes. You heard that right! The JPMorgan Chase Foreclosure Defense Team at MFI-Miami has brought the mighty JPMorgan Chase to their knees not once but multiple times. MFI-Miami successfully stopped  JPMorgan Chase from illegally foreclosing on retired Green Beret Jeff Reed . Steve Dibert was also successful in removing Detroit-based foreclosure mill attorney David Trott as JPMorgan Chase’s lead counsel on the case. Attorney Daniel Milian  and MFI-Miami forced JPMorgan Chase to voluntarily dismiss with prejudice a foreclosure action against Olympia Zacharakis in 2015.  MFI-Miami's research proved the endorsement stamped on the note by a Washington Mutual executive was fraudulent. Steve Dibert proved the ...

The Ditech Foreclosure Defense Team With A Track Record Of Body Slamming Ditech Mortgage MFI-Miami has created a specialized Ditech Foreclosure Defense Team just for Ditech customers. The team's focus will solely on developing strategies for homeowners to defeat Ditech in a foreclosure battle. MFI-Miami will also give homeowners their own personalized Ditech Foreclosure Defense Team!  We are the only foreclosure and mortgage experts with the resources to successfully challenge Ditech. Our competitors show off one or two victories against Ditech Mortgage. They can't beat our track record. How do we know this? Because we have the 10-year track record  to prove it!  MFI-Miami's Ditech Foreclosure Defense Team is Ditech's worst nightmare. Why? MFI-Miami has successfully challenged some of their most arrogant foreclosure mill lawyers. Read more here: Ditech Foreclosure Defense

The Only Carrington Mortgage Foreclosure Help With A Track Record Of Delivering A TKO To Carrington Mortgage MFI-Miami has created a specialized Carrington Mortgage Foreclosure Help Team. The team's focus will focus solely on developing strategies to keep homeowners in their homes!  We are the only foreclosure and mortgage experts with the strength to successfully challenge Carrington in any courtroom in the USA. Our competitors show off one or two victories against Carrington but they can't beat our track record. How do we know this? Because we have the 10-year track record   to prove it!  MFI-Miami's Carrington Mortgage Foreclosure Help Team is also Carrington's worst nightmare. Why? MFI-Miami has successfully challenged some of their most arrogant foreclosure mill lawyers. For nearly 10-years, MFI-Miami CEO Steve Dibert has developed a reputation of bringing Carrington to their knees.  Read more here: Carrington Mortgage 

The Only Caliber Home Loans Foreclosure Defense Team With A Track Record Of Putting Caliber Home Loans In A Choke Hold! MFI-Miami has  created a specialized Caliber Home Loans Foreclosure Defense Team. The team's focus will focus solely on developing strategies to give homeowners an edge in any Caliber Home Loans foreclosure!  We are the only foreclosure and mortgage experts with the resources to successfully challenge Caliber Home Loans.  Our competitors may show off one or two victories against Caliber Home Loans but they can't beat our track record. How do we know this? Because we have the 10-year track record  to prove it!   MFI-Miami's Caliber Home Loans Foreclosure Defense Team is Caliber Home Loan's worst nightmare. Why? MFI-Miami has successfully challenged some of their most arrogant foreclosure mill lawyers. As a result, MFI-Miami CEO Steve Dibert has developed a reputation of bringing Caliber Home Loans to their knees. He has ...

Are Manhattan Bankruptcy Lawyers Misleading You About Foreclosures? Bankruptcy Does NOT Stop A Foreclosure! Let's be honest. Manhattan Bankruptcy Lawyers are business owners. They want your money. They will sing and dance the Jitterbug on their desk to convince you to give them your hard earned cash. Matter of fact, there is little they won't do for your money.  Your bankruptcy lawyer is lying to you if they claim they can stop a foreclosure with a bankruptcy. This is not entirely true. A bankruptcy can only delay the foreclosure. This is because all a bankruptcy can do is extinguish the promissory note. It does not extinguish the mortgage which is the actual lien on your house.  You could find yourself hiring a foreclosure attorney after wasting thousands of dollars on Manhattan Bankruptcy Lawyers. You could also find yourself with both a foreclosure and a bankruptcy on your credit report. Read more here:  Are Manhattan Bankruptcy Lawyers Misleading Yo...

Frank Rosemberg Tried To Scam An Elderly Woman With Alzheimer's Out Of Her Home Then He Came Back And Coerced $85,000 From Her Family Frank Rosemberg tried to buy an elderly Mary MQuiller's home on the cheap while she was alive and suffering from Alzheimer's Disease. Rosemberg then managed to walk away with $85,000 of her money when she died. He pulled this off by working a sweetheart deal with the Public Administrator’s Office. As part of the deal, Mary McQuiller’s half-million dollar Fort Greene building was auctioned off. A huge chunk of the proceeds went to RCF Capital. A company owned by Frank Rosemberg. Rosemberg tried to buy the property for a mere $175,000. Mary's son Sam McQuiller ran a struggling air-conditioning repair shop in the building. He told the NY Post at the time: That’s not morally right. I have a business there which is my livelihood. Selling the property was not an option. Read more here:  Frank Rosemberg Tried To Scam ...

New Investigations By Federal Agencies & NYDFS Could Shatter Sterling National Bank's Merger With Hudson Valley Bank Last week, I wrote about how the FDIC and the U.S. Treasury's Office of the Comptroller of the Currency (OCC) have launched investigations into the treatment of Sterling National Bank customer Bill Youngblood. On Friday, MFI-Miami confirmed that not only are the FDIC and the  OCC investigating Sterling National Bank 's treatment of Bill Youngblood but now the New York Department of Financial Services (NYDFS) has launched its own investigation into the mob style treatment of Bill Youngblood . The complaints filed with the  FDIC ,  OCC  and NYDFS allege that an employee of Provident Bank (which has since merged with  Sterling National Bank ) under the supervision of Assistant Vice President, Dino Saracino improperly withdrew money out of the corporate business accounts of Bill Youngblood and then applied the funds to his reside...

Intimidation, Liquidation Of Accounts, Mob Style Collection Tactics Are The Everyday Practices Of Sterling National Bank  People want to think small town banks like Sterling National Bank are run by a sympathetic George Bailey types. Small community banks operate like the mafia. They have no problem using intimidation and thuggery to get what they want. If customers complain the bank would do to them what Paulie Cicero's crew did in Goodfellas.  But now the guy's gotta come up with Paulie's money every week, no matter what. Business bad? Fuck you, pay me. Oh, you had a fire? Fuck you, pay me. Place got hit by lightning, huh? Fuck you, pay me.  -Henry Hill, Goodfellas Bank executives start a whisper campaign and soon the customer finds themselves blacklisted in their own community. Read more here:  Should Sterling National Bank Be Re-Named "Soprano" National Bank?

JPMorgan Chase Quits 5 1/2 Year Foreclosure Case  I received some good news last week when I was getting ready to drive to Miami to testify at a foreclosure trial. My client's attorney called to inform that JPMorgan Chase was throwing in the towel. JPMorgan Chase had filed a motion to voluntarily dismiss with prejudice the foreclosure action. JPMorgan Chase had filed the action against Olympia Zacharakis in October of 2009. “Victorious warriors win first and then go to war, while defeated warriors go to war first and then seek to win”  -Sun Tzu, The Art of War This case was a perfect example of why Florida Default Law Group ended up on the ash heap of Florida history. Florida Default Law Group filed the suit without including a copy of the endorsed note and without a Lost Note Affidavit. They also never recorded a mortgage assignment from the FDIC to JPMorgan Chase. MFI-Miami  sent Chase Home Finance a request for the closing package and ...

It Appears WTBQ Station Manager Taylor Sterling Is Blatantly Lying To People In The Hudson Valley About Who She Is And Her Past   WTBQ Station Manager Taylor Sterling aka Joy Taylor claims on the air and in private that she has led a life full of adventure. Her adventures and professions would make writers like Jack London or Ernest Hemingway blush in envy.  Taylor has claimed she has been a psychiatrist, a TV reporter in Tampa, a reporter for a small Florida newspaper, a best-selling author, and a script writer. She also openly brags about palling around with legendary CBS Newsman Walter Cronkite. She also brags about her sexual relationship with Film Director Michael Cimino. Cimino is known for the movie, The Deer Hunter . Cimino also is blamed for   bankrupting United Artists in 1980. His over the top epic  Heaven's Gate   went millions of dollars over budget. Read more here:  Is WTBQ Station Manager Taylor Sterling A Fraud?

It's Time For The Hudson Valley To Know The Truth About Frank Truatt And WTBQ Yes, the hair on top of WTBQ owner Frank Truatt head that makes him look like he's going to a  Foghat tribute  concert is fake. But for Frank Truatt, the rug on his head is the least of his problems with  WTBQ . I have been constantly asked why we pulled That's Where The Money Is from WTBQ. Dominick and I have not made any public statements with the details about our departure. We felt the commitment we made to Frank Pileggi aka Uncle Buck and his food and toy drive for the disabled veterans was a higher priority. We also felt dealing with Frank Truatt and Joy Doe's (aka Taylor Sterling) lies and mental deficiencies could wait. First of all, Frank and Taylor did not kick us off the air as they are claiming to a handful of advertisers. We decided to pull the show from WTBQ due to a myriad of reasons including Joe Doe's lack of professionalism. Her chronic toxic ...

Trott Law Litigator Kevin Hammons Spent 19 Years Trying To Weasel Out Of Paying A $7,050 Student Loan Kevin Hammons  is one of best-known as Top Gun litigators for Detroit-based Trott Law. He is known around Michigan as a take-no-prisoners type foreclosure mill attorney. Hammons is also known for his refusal to work deals or offer loan modifications to homeowners.  This is a much different attitude than he had during is pre-Trott Law days. Hammons abused the judicial system for 20 years to avoid paying $7,050.00 in student loans. Ironic, since Hammons is a proponent of kicking people out of their homes as quickly as possible by any means necessary.  Read more here:  Did A Trott Law Lawyer Try To Screw The U.S. Government?

Florida 4th DCA Overturned A Lower Court Decision And Upheld MFI-Miami's Argument That JPMorgan Chase Lacked Standing To Foreclose   The Florida 4th DCA handed down a ruling today favorable to an MFI-Miami client. The 4th DCA confirmed MFI-Miami's findings that JPMorgan Chase lacked the standing to foreclose against Yosvani Alfonso. The Florida 4th DCA or District Court of Appeals overturned the foreclosure ruling in favor of JPMorgan Chase. The 17th Judicial Circuit Court in Broward County ruled in favor of JPMorgan Chase in October of 2013.  Alfonso's defense team headed by Attorney Craig Brand hired MFI-Miami. MFI-Miami proved the bank was not in possession of the note at the time they initiated the foreclosure. Yet, the Broward County judge who heard the case disagreed.  Alfonso's attorney, Craig Brand  then appealed the decision. The 4th DCA agreed with Brand and Dibert. JPMorgan Chase did not have possession of the note when the case was fil...

WTBQ Owner Frank Truatt Has Let A Cavalcade Of Scary Clowns In Bad Wigs And Makeup Overrun His Radio Station  WTBQ Owner Frank Truatt has let girlfriend Joy Taylor aka Taylor Sterling take over his station. Sterling has the toxic personality of  Mommie Dearest   and the management style of Divine in Pink Flamingos . She   has been given carte blanche by Truatt to lead this cavalcade of clowns that fill WTBQ's lineup. Unfortunately for WTBQ Owner Truatt, Sterling isn't the "radio whiz kid" she claimed to be when she came to WTBQ in 2013. Her management and programming  have financially drained WTBQ. According to the WTBQ owner, the station's parent company FST Broadcasting lost nearly $50,000 last year.  Read more here:  WTBQ Owner Has Let Clowns Overrun His Station

WTBQ Pervert Bob Krahulik's Past As A Sexual Deviant Keeps Coming Back To Haunt Him, His Kids And His Ex-Wife, Judge Christine Krahulik WTBQ pervert Bob Krahulik and his hobby of amateur pornography were exposed in January of 2014. The former GOP Chairman began blasting out pictures of his penis to the 20-something-year-old women. These women were also friends of his then 26-year-old ex-girlfriend. Krahulik's ex-girlfriend posted the pictures with the caption:   I just want people to know it's probably a really good idea if you are in politics to take pictures of your weewee and send it to lots of girls, Read more here:   WTBQ Pervert Bob Krahulik's Poltergeist

MFI-Miami Forces Suntrust To Concede A $200,000 Principal Write-Down And Debt Restructuring For Client  It was the 11th hour for single dad Mike Conroy of New York. Suntrust had spent the past three years trying to foreclosure on Mike and his kids. Mike and his attorney thought they were out of legal options and Suntrust refused to negotiate any type of loan modification. The situation looked hopeless and grim. That was until Mike Conroy's lawyer contacted MFI-Miami. The first thing I noticed was that on the surface this foreclosure file was it was unusually clean. Information in the complaint precisely matched the mortgage records at the Orange County Clerk's Office. The note was endorsed to Suntrust from the originating lender, American Bank. Everything looked perfect to the untrained eye. Read more here:  Suntrust Concedes $200K Principal Write Down To MFI-Miami Client

United Monroe Leader John Allegro Solicits Asian Woman To Rub His Anal Cavity MFI-Miami has acquired a disturbing vide o of New York Assembly candidate John Allegro asking an Asian woman to rub his anus. Allegro also mocked the woman's Asian accent by responding to her questions with comments about his anus. Allegro also attempts to mock the woman by speaking to her in Pidgin English. John Allegro made the video and uploaded it to his Youtube channel. It seems like Allegro thought his political friends would find his behavior comical. Allegro didn't realize that not everyone finds his bigoted toilet humor about receiving rectal massages from Asian women funny. Allegro also doesn't seem to understand this type of misogynistic toilet humor is not appropriate when you are running for public office.  John Allegro is currently running as a Republican for New York State Assembly for the 98th District. Allegro will be facing off against incumbent...

NYSUT Endorses Misogynistic Pervert For NYS Assembly In The 98th District  The New York State Unified Teachers or NYSUT has endorsed John Allegro for the New York State Assembly. Allegro has also received the endorsement of the Monroe-Woodbury Teachers Association.  NYSUT and MWTA announced their endorsements after MFI-Miami posted a disturbing video of John Allegro asking a woman to rub his anus. Allegro is also seen in the video gleefully mocking the woman's Asian accent by responding to her questions with comments about his anus. He then begins speaking to her in Pidgin English.  Read more here

Did West Michigan  Judge Susan Jonas Bill  Michigan Taxpayers For Luaus And Hula Lessons In Hawaii? You have been waiting for months for your criminal case to be heard so you can clear your name. Your attorney finally gets your day in court in front of 58th District Court Judge Susan Jonas.  You could also be a homeowner who finally gets your day in court to fight your illegal foreclosure. Then your attorney gets the dreaded call from the court clerk. The judge's clerk informs them that Judge Jonas has rescheduled your hearing because she wants to speak at a week-long judicial conference in Hawaii. Yes, this actually did happen in September of 2013.  Read more here:  Did Judge Susan Jonas Bill Michigan Taxpayers For Hula Lessons?

Trott Lawyer Kevin Hammons Bolts From Courtroom Faster Than OJ Simpson In A Hertz Commercial   It seems Trott Lawyer Kevin Hammons did not have a good start to his weekend on Friday. 58th District Court Judge Susan Jonas granted a motion by Gretchen Molotky to stay her eviction until the Michigan Court of Appeals could hear her case. The appeal could take up to a year. The case revolves around the question of who has standing to evict Molotky from her house. Molotky discovered a 2011 1099 Form addressed to her dated the last day of her redemption period last year. The 1099 Form was from Fannie Mae, not the US Bank Trust who is trying to evict her. Molotky claims she never received a 1099 Form from Wells Fargo in 2012.  Read more here  Trott Lawyer Kevin Hammons Flees Court After Losing Motion Hearing

Explaining Foreclosure To Kids Isn't Damaging To Their Psyche But Shocking Them On Moving Day Can Be Explaining foreclosure to kids is usually the last thing most parents do while facing foreclosure. Facing foreclosure is emotionally tough for adults. It makes them feel weak. It also makes them feel like failures as parents. So they don't tell their kids until moving day or until the sheriff comes to kick everyone out. Most parents think it will be as rough on the kids as it is on them. That's not necessarily true. Believe or not, kids usually know something is up. A stressed out mom and dad fighting all the time is usually a sign. They also handle it better than most adults. Read more here:  Explaining Foreclosure To Your Kids

MFI-Miami Attorney Julia Kefalinos Gets Student Loan Nullified By Miami Judge   The explosion of online and private colleges has made the student loan industry a lucrative business. Hence, driving student loan debt in the U.S. to $1.5 Trillion.  This debt is second only to mortgage debt and is larger than the debt  Colombia owes the IMF . Private colleges have resorted to using sleazy sales tactics in order to make a profit. Private colleges have taken things to such absurd proportions that the show,  Last Week Tonight With John Oliver  dedicated a segment to it in 2014. Read more here:  Student Loan Nullified By MFI-Miami Attorney

Does The Hate Speech By United Monroe Activists Make Them Suspects In The Desecration Of Temple Beth Shalom? It has finally happened. The cryptic Nazi rhetoric of Emily Convers and her United Monroe activists has led to violence. Someone has desecrated Temple Beth Shalom in Warwick over the weekend on the eve of Yom Kippur.  Vandals spray painted swastikas on the walls that the gates of the cemetery. They also scrawled the words “Heil Hitler” and the letters “SS,” for the Nazi Schutzstaffel.  Members of the 70-year-old synagogue are heartbroken because of the damage. Rabbi Rebecca Shinder, who has led the congregation for 11 years, said "This is not just about the swastikas and Nazi Germany. It represents hatred and persecution of the Jewish people throughout the centuries. It’s a symbol of hatred and intimidation.” Journalists from as far away as Jerusalem are writing about the incident. They have also asked Shinder if the vandalism was the work of k...

Nutso Emily Convers And Her Jew Bashing Pals At United Monroe Are Crashing Monroe Property Values Nutso Emily Convers wants everyone in Orange County to pay attention to her Wagnerian theatrics about Kiryas Joel. She claims that village expansion will hurt property values in the Town of Monroe without providing any data. Convers also makes her arguments using cryptic Nazi rhetoric.  As a result, Convers has become her own worst enemy with her own Jew bashing rhetoric. It appears the cryptic Nazi rhetoric used by Convers and United Monroe is already crashing Monroe property values. Real estate data shows people would rather live next door to a group of Hasidic Jews than a bunch of Jew bashing cryptic Nazis.  Realtors have stated that they believe the Zillow ranking is due to all the Jew bashing coming from United Monroe. Realtors conclude that the anti-Semitic rhetoric is having a negative impact on Monroe property values. Real Estate broke...