My Student Loans Are In Default

Oops! My Student Loans Are In Default! What Do I do Now?

student loans

Most student loans are considered in default when the borrower fails to make payments for 270 days. Private student loans may have different terms and may consider the student in default if they miss just one payment. 

Read your loan contracts carefully! Be sure you understand to read your loan agreement before you sign it. Read the sections about what could put you risk for defaulting. Then do everything you can to prevent it.

The following lists should convince you that defaulting on your student loans can lead to overwhelmingly negative consequences.

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