MFI-Miami Blog

Aggressive Nassau County COVID-19 Foreclosure Defense That Brings Nassau County Foreclosure Defense To A New Level MFI-Miami  has created the most aggressive Nassau County COVID-19 foreclosure defense team Nassau county has ever seen! We are the only aggressive Nassau County foreclosure defense and mortgage experts with the strength to successfully challenge any Wall Street lender in a Nassau County or New York courtroom. Our competitors show off one or two victories but they can’t beat our track record. How do we know this? Because  we have the 10-year track record  to prove it! MFI-Miami  has successfully challenged arrogant foreclosure mill lawyers and brought Wall Street banks to their knees. CEO Steve Dibert has fought to keep 9/11 First Responders in their homes. In addition, Steve Dibert has stopped lenders from discriminating against people of African and Caribbean descent. Furthermore,  MFI-Miami  also has access to a plethora of experts to ke...

Mortgage Servicers Busted Reporting COVID-19 Mortgage Forbearance Agreements To Credit Reporting Agencies Mortgage servicers are at it again with the shady tactics. This time they are reporting COVID-19 mortgage forbearance agreements to the credit reporting agencies.  Mortgages in forbearance as a result of COVID-19 have to be reported as “current” on credit reports. That’s the law.  Section 4021  of the CARES Act says servicers  “shall report the credit obligation or account as current.” However, mortgage servicers have found a loophole. That loophole can make it difficult for people with mortgages in forbearance to get another home loan after the COVID-19 crisis is over. Homeowners who entered into a COVID-19 mortgage forbearance agreement could have their ability to refinance or buy a home impacted when the crisis is over. The CARES Act doesn’t mention the comments section of credit reports. This is the loophole servicers are exploiting. Mortgage ser...