Florida Foreclosure Moratorium Expires! Lenders Say, "Full Steam Ahead!"

 


Florida Governor Lets Florida Foreclosure Moratorium Expire! Sub-Prime Lenders Say, "Full Steam Ahead!" 

Florida Foreclosure Moratorium 

Florida Governor Ron DeSantis announced last week that he will not be extending the Florida foreclosure moratorium. The moratorium expired at midnight on October 1st. Now, sub-prime lenders and landlords are jumping for joy. They are lining up at courthouses across Florida to foreclosure and evict people.

It has also left Florida homeowners in sub-prime loans without statewide protections against evictions and foreclosures. The state initiated the moratorium in April as a result of the coronavirus pandemic.

However, the end of the moratorium does not affect mortgages underwritten by Fannie Mae, Freddie Mac, or FHA. The government agencies have extended the moratoriums until the end of the year. The Urban Institute has estimated that about 70% of homeowners have a federally backed mortgage.

 

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