Equifax Rule Is In Effect As Credit Freezes Are Now Free

Credit Freezes aka The Equifax Rule Allows Consumers To Put A Freeze On Who Can Pull Information 

Equifax RuleConsumers can now freeze their credit at all three of the major credit reporting agencies for free. The new rule went into effect yesterday. Industry insiders are dubbing it the “Equifax rule.”
The massive data breach at Equifax led to a push to ban credit reporting agencies from charging to freeze someone’s credit.
Each state had different rules about credit freezes. Some states allowed agencies to charge up to $10 to place a credit freeze. States also allowed credit agencies to charge $10 to lift the freeze.
Not anymore. The Economic Growth, Regulatory Relief, and Consumer Protection Act bans the practice. The act was signed into law by President Trump earlier this year.

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