MFI-Miami Blog

FLORIDA COVID19 UPDATE: State To Tap $250 From CARES Act To Create Mortgage And Rental Assistance Fund The ongoing Florida COVID19 pandemic has forced the state of Florida to create a rental and mortgage assistance fund. The state will create the fund from $250 million the state received from the federal CARES Act.  Governor DeSantis made the announcement last week. DeSantis issued an executive order putting a moratorium on evictions and foreclosures in April. The moratorium is expected to end on Wednesday. The executive order gave homeowners and renters time in their homes if they can’t make their mortgage or rent payments due to the pandemic. However, it did not provide financial relief to renters and homeowners. As a result,  Florida landlords were already lining up  to evict people on July 1st before Memorial Day.  Read more at MFI-Miami

The SPS COVID19 Foreclosure Defense Hotline Helps You Fight Select Portfolio Servicing Foreclosures! Call 888.737.6344 MFI-Miami  has created an SPS COVID19 Foreclosure Defense Hotline to put you in touch with our Select Portfolio Servicing foreclosure defense team. The team’s focus is solely on helping homeowners develop strategies to fight Select Portfolio Servicing!  We are also the only foreclosure and mortgage experts with the strength to successfully challenge Select Portfolio Servicing. Our competitors show off one or two victories against Select Portfolio Servicing. They can’t beat our track record. How do we know this? We have the  10-year track record  to prove it!  MFI-Miami ‘s SPS COVID-19 Foreclosure Defense Hotline and foreclosure defense team is Select Portfolio Servicing’s worst nightmare. Why?  MFI-Miami  has successfully challenged some of their most arrogant foreclosure mill lawyers. The SPS COVID-19 Foreclosure Defense Hotline Can H...

The Broward County COVID19 Foreclosure Defense That Brings You The Ultimate In Florida Foreclosure Defense  MFI-Miami  has created the most aggressive Broward County COVID19 foreclosure defense team Broward county has ever seen! We are the only aggressive Broward County foreclosure defense and mortgage experts with the strength to successfully challenge any Wall Street lender in a Broward County or Florida courtroom. Our competitors show off one or two victories but they can’t beat our track record. How do we know this? Because  we have the 10-year track record  to prove it! MFI-Miami  has successfully challenged arrogant foreclosure mill lawyers and brought Wall Street banks to their knees. CEO Steve Dibert has fought to keep first responders in their homes. In addition, Steve Dibert has stopped lenders from discriminating against people of African and Caribbean descent. Furthermore,  MFI-Miami  also has access to a plethora of experts to keep yo...

Specialized Loan Servicing Spanked By The CFPB To The Tune Of  $1.5 Million For Dual Tracking Specialized Loan Servicing spanked again by the Consumer Financial Protection Bureau! The Australian owned mortgage servicer will pay more than $1.5 million as part of a settlement with the CFPB. The CFPB accused SLS of taking illegal foreclosure actions against mortgage borrowers who were entitled to protection from foreclosure. The CFPB alleges SLS violated both the Real Estate Settlement Procedures Act and the CFPB’s mortgage servicing rules. The agency alleges Specialized Loan Servicing pursued foreclosure actions on a number of borrowers while they requested other loss mitigation options. In other words, SLS allegedly committed dual tracking. The CFPB’s  servicing rules  prohibit servicers from starting the foreclosure process after a borrower submits their loss mitigation application. Read more at MFI-Miami

WARNING! The NYS Foreclosure Moratorium Is Bullshit! Cuomo Is Blowing A Lot Of Hot Air The NYS foreclosure moratorium is nothing more than hot air coming out of New York Governor Andrew Cuomo’s mouth. The NYS foreclosure moratorium has no teeth and is as impendent as a Nevada Boxing Commissioner. As it turns out, Cuomo was pulling a Trump. He made it sound like when he approached lenders he  pulled a Rowdy Roddy Piper from  They Live . He then forced them to accept a moratorium. However, the mortgage moratorium was nothing more than a plea and a strong suggestion to lenders. Cuomo touted the moratorium by saying: If you are not working or working only part-time, we will have banks and financial institutions waive mortgage payments for 90 days. Read more at MFI-Miami

Disney Brings In The Thug Lawyers To Squeeze Property Tax Breaks From Florida Taxpayers  It’s that time of year again. Disney has brought in the  thug lawyers again.  The mega-entertainment company has filed its annual lawsuit against Orange County Property Appraiser Rick Singh. Disney again wants to fight the property tax bills of its Florida theme parks. They say their property taxes are too high. The company filed 12 lawsuits this week against Singh. They are claiming the county’s tax assessment of its Orlando-area properties was too high. The properties include all the parks attached to Disney World. The  Orlando Sentinel  says that Disney has sued Singh over tax assessments every year since 2016.  Read more at MFI-Miami

Attention Restaurant Workers! Mad King Trump Wants To Give Restaurant Owners Your Tips! “Mad King” Donald Trump wants to give your tips to his buddies! Restaurant workers who rely on tips to survive could receive a  massive pay cut . The Trump administration wants to take away your tips and put them in the pocket of the restaurant owner. The Trump Administration is proposing rescinding an Obama-era rule that stated tips are the property of the servers. Trump’s Labor Department wants to change the rule to say the restaurant owner is the owner of the tips. As a result, the administration’s proposal would allow restaurant owners to collect all the tips and do whatever they want with them. Thus, restaurant owners could keep diners in the dark and pocket all the tips for themselves.  This “reverse Robin Hood” scheme would take money out of the pockets of low-wage workers and give it to business owners. It is just one more example of “trickle-down” economic policy masquerading as pr...