MFI-Miami Blog

Kooky Mortgage Fraudster Wants Out Of Prison To Help Trump Knock $3 Trillion Off National Debt A kooky mortgage fraudster from New York begged a judge to release him from jail to fight the charges. He also says he has a plan to help President Trump eliminate $3 Trillion dollars from the U.S. national debt. Bruce Lewis has sat behind bars for the past year as he awaits trial for operating a mortgage fraud scheme.   He fired his court-appointed attorney in April. This prompted U.S. District Judge Nelson Roman to appoint another attorney to assist in the case. The 66-year-old Lewis considers himself a  “sovereign citizen,”  and wants to represent himself because he claims to have an existing contract with “I, me and myself.” The judge ruled Lewis mentally competent but he denied the man’s request to represent himself. Judge Roman is concerned about Lewis' “continuous ramblings” and illogical statements. Lewis told the judge he is helping P...

The Samurai Masters Of Aggressive East Hampton Foreclosure Defense MFI-Miami has created the most aggressive East Hampton foreclosure defense team New York has ever seen! We are the only foreclosure and mortgage experts with the strength to successfully challenge any mortgage lender in a Suffolk County courtroom. Our competitors show off one or two victories but they can't beat our track record. How do we know this? Because we have the track record in New York to prove it . MFI-Miami has become a lender's worst nightmare. Why? MFI-Miami has successfully challenged some of the most arrogant foreclosure mill lawyers and lenders in New York. Steve Dibert has also helped keep lenders from discriminating against Hispanics and people of African and Caribbean descent. In addition, he has helped keep combat veterans in their homes.  Furthermore, MFI-Miami also has access to some of the top forensic accountants and former FBI agents available. MFI-Miami c...

The Samurai Masters Of Aggressive Southampton Foreclosure Defense MFI-Miami has created the most aggressive Southampton foreclosure defense team New York has ever seen! We are the only foreclosure and mortgage experts with the strength to successfully challenge any mortgage lender in a Suffolk County courtroom. Our competitors show off one or two victories but they can't beat our track record. How do we know this? Because we have the track record in New York to prove it . MFI-Miami has become a lender's worst nightmare. Why? MFI-Miami has successfully challenged some of the most arrogant foreclosure mill lawyers and lenders in New York. Steve Dibert has also helped keep lenders from discriminating against Hispanics and people of African and Caribbean descent. In addition, he has helped keep combat veterans in their homes.  Furthermore, MFI-Miami also has access to some of the top forensic accountants and former FBI agents available. MFI-Miami can a...

Happy Holidays! LAPD Confirms Someone Sent Treasury Secretary Steve Mnuchin A Gift Wrapped Box Of Manure Treasury Secretary Steve Mnuchin and his wife found a nicely wrapped gift waiting for them on the front porch of their Bel-Air home. Mnuchin and his wife found a wrapped in holiday gift paper filled with horse manure when they arrived home for the holidays. The package was thought to be a bomb or a suspicious package. However, officials later said its contents were not a threat. Police did not release further information about the package. LAPD Sgt. R. Briggs later described the contents of the package to be horse feces . Mnuchin became Treasury Secretary in February. Mnuchin also worked as the finance chairman for Donald Trump’s campaign for president. He previously worked in banking and finance before joining public service. He was CEO of Dune Capital Management which produced the movie, Wonder Woman . In addition, Mnuchin worked for The Goldman Sach...

Miami Escort Service Owner Indicted For Allegedly Filing Fraudulent Corporate and Individual Income Tax Returns The Federal government had indicted Dennis Zarudny for making and subscribing false tax returns. Zarudny is one of the top Miami escort service providers. Zarudny faces a statutory maximum sentence of three years in prison for each of the eight counts.  He also faces a period of supervised release and restitution. In addition, he also faces paying monetary penalties. The indictment also alleges that from 2011 through 2014 Zarudny filed with the IRS fraudulent corporate and personal income tax returns that underreported his business gross receipts and the income he earned from the business. Read more at MFI-Miami

Mortgage Servicing Fraud: Lender Document Experts Are Clueless About The Loans They Are Testifying About Lender document experts are usually clueless about the loans they are testifying about Judges in Florida are beginning to take a hard look at mortgage servicing fraud. Judges have the time to spend on a case now that foreclosures have subsided in Florida. This became evident in a case playing out in Miami where two foreclosure mill attorneys now face criminal charges . The issues revolve around the question of how much first-hand knowledge a lender document expert actually has. In many cases, these "experts" claim they viewed the document on a computer screen. The computer is connected to a camera placed in the vault. They also like to claim that "everybody uses the same system" even when they don't have first-hand knowledge. Judges used to allow these claims during the Rocket Docket days. However, the days of a judge turning a blind eye to mor...

Florida Foreclosure Mill Attorneys Facing Criminal Charges For Not Turning Over Ditech Training Manual Two attorneys for Ditech Financial and a company representative face criminal charges in Miami. A judge found them in contempt for failing to turn over evidence in a civil foreclosure case. The attorneys for Ditech Financial failed to comply with a Miami-Dade judge’s order to produce training manuals discussed by Ditech representative Christopher Ogden in a deposition. Tromberg Law Group attorneys Yacenda Hudson and Amina McNeil along with Ogden were ordered to show why they shouldn’t be held in indirect criminal contempt of court.  This case is part of broader issues facing homeowners in foreclosure. Are loan servicers misleading courts about the process they follow? Loan servicers testify their records are accurate.  Miami attorney Bruce Jacobs of Jacobs Keeley told Law.com: I have been arguing for quite some time that there is a problem with what...

Homeowner Body Slams Bayview Loan Servicing And Their Lawyers In Dual Tracking Case Maryland homeowner Sherry L. Weisheit handed Bayview Loan Servicing an embarrassing defeat in her foreclosure case. She filed suit against Bayview Loan Servicing and their law firm Rosenberg and Associates for violating RESPA and FDCPA. Weisheit's suit revolves around Bayview Loan Servicing's failure to give her a loan modification. Bayview Loan Servicing denied the loan modification while proceeding with foreclosure. However, Weisheit qualified for a HAMP modification. Bayview Loan Servicing just didn't want to give her one and used a debunked excuse typical of a mortgage servicer. Read more at MFI-Miami

Wolf Of Wall Street Jordan Belfort Calls Bitcoin A Major Scam That Is About To Crash Wolf of Wall Street Jordan Belfort hit the media circuit this week proclaiming that the cryptocurrency Bitcoin is a huge scam. Belfort also predicted that the value of Bitcoin will plummet sooner rather than later. He told the Financial Times: Promoters are perpetuating a massive scam of the highest order on everyone.  Probably 85% of people out there don't have bad intentions but the problem is 5% or 10%  are trying to scam you. Belfort should know about scams. He ran a $100 million boiler room stock manipulation scheme that landed him in prison. Bitcoin blasted to another all-time high of almost $18,000 on the Bitstamp exchange on Friday. It continued to rise even as warnings grew over the risks of investing in the highly volatile and speculative instrument. Readmore at MFI-Miami

Feds Indict Former Mortgage Lender John Reimer For Bank Fraud And Wire Fraud The United States Department of Justice has i ndicted former mortgage lender John Reimer. Reimer is accused of one count of bank fraud and one count of mortgage fraud. Each count carries a maximum sentence of 30 years in prison.   The former mortgage lender allegedly participated in a scheme to defraud banks of money intended for individuals seeking home loans.  Acting U.S. Attorney Joon H. Kim said:  As alleged, John Reimer, vice president of a mortgage bank, defrauded several other financial institutions of more than $12 million.  Reimer allegedly falsified documents, kept funding for mortgages that never closed. He even acquired funding multiple times for the same loans as part of the scheme. Read more at MFI-Miami

NYDFS Investigation Found PHH Mortgage Failed To Maintain Single Foreclosed Property The state of New York fined PHH Mortgage $119,000 for not maintaining this foreclosed home in New Lebanon New York has issued its first fine under its new Zombie Home Law. The lucky recipient is PHH Mortgage. The state of New York enacted the laws in 2016 to address the state’s issues with zombie homes. New York requires lenders and mortgage servicers to report vacant and abandoned properties to the state. The law requires servicers and lenders to maintain the properties they believe to be vacant due to foreclosure. NYDFS also has the power to slap a fine of $500 per day per property on the lender or servicer. Read more at MFI-Miami

New York Foreclosure Defense 411: How To Use Robo-Signing In A New York Foreclosure Defense People ask me all the time about Robo-signing. So, It's time to talk about Robo-signing in this installment of New York Foreclosure Defense 411. A foreclosing lender must demonstrate three things in order to foreclose. The first being that they must prove the homeowner has defaulted on the mortgage. Secondly, the amount of the debt they are attempting to collect is correct. Lastly, they also have to prove they have legal standing to enforce the mortgage and the note.  The lender must include the requisite facts in a New York foreclosure complaint. They must also include documents such as the mortgage, any mortgage assignments, and the note.  The law firm handling the foreclosure must also include an affidavit stating they believe the facts to be true. The idea is to prevent the lender from foreclosing on homes when they cannot prove that it...

Brooklyn Foreclosure Settlement Conferences Can Save Your Home New York law requires mediation to assist borrowers to avoid foreclosure. Brooklyn Foreclosure Settlement Conferences allow borrowers a face-to-face meeting with their lender. Homeowners can also benefit even if they can't afford to keep their homes. What Are Brooklyn Foreclosure Settlement Conferences? Typical Brooklyn foreclosure settlement conferences are a meeting between you and your lender. Additionally, the settlement conference provides an opportunity to work out a deal with your lender. You and your lender try to negotiate a way for you to keep the home. You may also be able to negotiate a Cash-For-Keys deal or a Deed-In-Lieu of foreclosure. These two options are especially relevant if you have to give up the property.  Potential outcomes of a settlement conference include: loan modification, or forbearance agreement, or short sale, or deed in lieu of foreclosure. New York Foreclosure...

Are You Armed With Enough Weapons To Take On Bayview Loan Servicing? MFI-Miami has created a foreclosure defense team exclusively for Bayview Loan Servicing. The team's focus will solely be on helping homeowners develop strategies to fight Bayview Loan Servicing!  We are the only foreclosure and mortgage experts with the strength to successfully challenge Bayview Loan Servicing. Our competitors show off one or two victories against Bayview Loan Servicing. They can't beat our track record. How do we know this? We have the 10-year track record   to prove it!  MFI-Miami's Bayview Loan Servicing foreclosure defense team is Bayview's worst nightmare. Why? MFI-Miami has successfully challenged some of their most arrogant foreclosure mill lawyers. MFI-Miami CEO Steve Dibert has developed a reputation for staring down the Wall Street banks. He has even humiliated Bayview's lawyers and made their executives sob like babies during depositions...

Donations To NAMBLA Seem Appropriate Since Mr. Cooper Mortgage Has A History Of Financially Molesting People A n open letter to Mr. Cooper Mortgage CEO Jay Bray. 12/7/2017 Dear Jay Bray,  I know you're a busy guy like me, so I will make this letter short and to the point. MFI-Miami did investigative work for a plethora of customers of Mr. Cooper Mortgage fka Nationstar over the past five years. We did the reports and handed them to my clients' attorneys. In addition, I have also not had any contact with any of these clients since I wrote the reports. Yet, I receive countless mortgage statements on a monthly basis addressed to nearly three dozen former clients. I continually tell your employees that they these statements need to go the homeowner or their attorney. I also ask for them to remove me from their database. The hundreds of customer service people have assured me my phone number would be removed from the file.  Yet, the removal of my ...